Despite such massive financial pressure, when asked his thoughts on the saying that one should keep their paid jobs if they want to start a business to ensure a source of stable income, he completely disagrees with it. “That was not the case for me,” he says with conviction. “If you keep your paid job, that means you are not all in and not… putting all your effort into helping your business succeed… There is no way you can just start something half-heartedly and believe you are still going to be successful against all your other startup peers who are 100% devoted to their startups. It is wrong to believe you are smart enough to only spend half of your attention and still be on the same level with the rest. So I would say if you really believe in your business go all in.”

‍

A few years into starting his company, Matthew had unexpectedly used up more money than he had planned, “I had already spent half of my savings,” he says as he recalls. “I had to really think about it: Did I really want to continue down this path to go back to banking?” Fortunately, he decided to go all in for Social Career to blossom into what it is today.

Besides working well under pressure, Matthew also stresses the importance of adaptability as a CEO. It is evidently important to set clear goals every year and plan ahead, but at the same time, it is just as crucial to be able to adapt quickly when something does not go as planned. Social Career did not initially start off as a volunteer matching platform. It was only with the support of some of their early NGO partners that Social Career morphed into what it is today. Matthew recognised the lack of usable technology in the social sector. “We are trying to offer a platform that helps non-profits thrive and grow in terms of their operations and impact, leveraging on tech”. Compared to other sectors like commercial, technology is truly under-used and developed socially, “We want to be one of the key driving forces in that path,” says Matthew hopefully. 

‍

Moreover, “Covid in the past 2,3 years made a huge impact on us.” Social Career is a volunteer matching platform where volunteers would need to have direct interaction with beneficiaries and go to community centres to perform their duties. Yet with Covid restrictions, all such activities had stopped and were moved online instead. However, online volunteering presented many limitations as certain hands-on volunteering needed physical interaction and were irreplaceable with online platforms. Under this peculiar situation, Matthew had understood that “no matter how well planned, there will always be external factors you cannot control. What matters most is how quickly you are able to adapt to these changes and make changes yourself."

Matthew also sees the benefits of working as a team. He works closely with his partners Antony Wong, the Chief Operating Officer, and Kelvin Luk, the Chief Product Officer. He admits that “there are always going to be disagreements” but the key is to “be objective about it”. He clarifies by saying, “All our discussions and arguments are for the better good of the company. It is important to have those meetings even if they are not the nicest ones.” He also believes that a health company culture is one where employees can voice out their opinions, “Those who want to create an impact can create an impact. (Employees have the ability) to drive and bring their ideas into reality if they want to.” To him, this is what defines a successful company and one that drastically differs from what he experienced in investment banks.

Matthew sees immense potential in the market for young entrepreneurs. Compared to when he created his first startup in 2012, there is more knowledge within investors for investing in startups. “There is also an increase in experts and better mentors in the market. The market is easier for people who want to create their own startup since there is more funding from the government and other parties with programmes to support your launch.” He also sees the potential in university students, “They are positive and have the ideal thought of being able to change the world.”

However, it is not uncommon to find young people these days, who have had their whole lives planned out for them, or feel as though they lack the passion or desire to make unconventional decisions to step out of their comfort zones, whether in business or in life. A lot of university students have only had lives that consisted of studying, with a goal to go on to do conventional office work. Yet, in the eyes of Matthew, such an attitude is a huge misuse of the glory years. “As a student, you don't have any burdens, so go ahead and do it, there is nothing to regret and there’s nothing you have to lose.”

‍

One of the major concerns of Hong Kong youths these days is whether they can afford an apartment. To Matthew who grew up in Switzerland, this is a large cultural difference, “My classmates weren’t thinking about buying an apartment,” he says with a tone of slight disbelief. “In Hong Kong, you need to buy an apartment for the next step of your career. Whereas in Europe it’s really about following your dreams and doing what you want to do. All the other things will come later at a certain stage.” It is this world view and diverse cultural understanding that he possesses that allows for him to be bold and make risky decisions. He also advises university students to go out and explore the world, “Think a bit more outside what the city can offer you. It helps to travel to other cultures and cities.” This allows for young people to be exposed to different cultural mindsets and perhaps even adopting it. While Matthew understands that university students are concerned about their finances, he believes that “there is always a way to help you achieve what you want. But at the end of the day, you need to put an effort into it.”

‍

Matthew’s story exemplifies the importance of taking control of your life. “These days, a lot of people expect that everything will come to their lap, that everything will be thought up for them. But it’s not, it’s your own life, so take it in your own hands!” he exclaims. So, to those who are afraid to step out of their box, who have rigidly stuck to convention, just go ahead and try it out; do the thing that makes you happy. “If you don't try it out, you will never know if you succeed or not, you will never know if you like it or not,” he remarks matter-of-factly, “At the same time, understand that everything has its own price. For instance, to attain my goal, I need to work at a job I may not exactly find pleasure in. Yet, I know that I am still striving towards a better purpose personally.”

‍

There are sacrifices one has to make to actualise their dreams, but as long as you trust yourself, believe in your decisions and take control of your life, you will find your path eventually.

My biggest takeaway from the interview is to be the driving force behind your own fate. Despite the fact that one has no control over external factors in life, everything that you want to achieve should be actively initiated by you. To those who lack the motivation to achieve the extraordinary now, be comforted by the fact Matthew had only desired to create his own startup after the 2008 financial crisis. Maybe you’re just missing a little bit of inspiration.

‍

Nonetheless, always be on the lookout for new opportunities, be open to change and willing to learn. There is always a way to achieve what you want, it all just depends on whether you have the drive.

‍